Categories: Faith

Update on My Statement re: Ramsey Solutions

It has recently

come my attention, through a video posted on YouTube, that my ex-husband Chris Hogan is no longer a team member at Ramsey Solutions.

I note that while his statement generically expresses being sorry for harm, he does not take responsibility for the impact of his actions on his family, people who trusted him, or people whose jobs depended on his role and integrity. He does not acknowledge that his actions profoundly hurt people, including me, our children, my family, and other women he manipulated. He also does not acknowledge the role that Ramsey Solutions and Dave Ramsey himself played in harming and manipulating me, as well as covering up his actions. 

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As I noted in my initial statement of January 15, 2021, Ramsey Solutions was well aware of my ex-husband’s misconduct as far back as December 2018, or perhaps earlier. To the extent they claim that new information has compelled their decision to terminate my ex-husband, it is clear that they had sufficient information over two years ago that his conduct was inconsistent with Ramsey’s core values and chose to do nothing until now. Instead, they chose to manipulate, cover-up, and intimidate. 

I also note that shortly prior to this decision on his employment, there were filings made public in a lawsuit against Ramsey Solutions related to the firing of a female employee for having premarital sex. Those filings made clear that the way Ramsey Solutions handled my ex-husband’s immoral conduct would be a central issue. The very next day, his separation was announced to staff. 

My hope remains that Ramsey Solutions will choose to be transparent about and take responsibility for their role in harming people, show repentance, and change in ways that align with the gospel of Jesus Christ. It is a similar hope that my ex-husband can do the same, for the benefit of himself and others.

Melissa

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  • You are an absolutely beautiful soul. I have been following you for years thanks in part to your ex husband. I also have a rare disease and left some comments on your old Instagram. I admire you for being a warrior and an honest person amidst the drama that Chris caused. He ruined something beautiful.
    This has truly tarnished my thoughts about the company. What you have been through (and I know we only know a tiny sliver of what’s transpired) is nothing any wife should have to go through. I’m proud that you have reclaimed your life and I wish you and your children all the love and peace in the world.

    • Thank you so much. God has been so good throughout all of this. I hope you have a support system in your rare disease fight; I know what a challenge that can be. Regarding RS, as a company, they are made up of people, products, leaders, and culture and while this process has caused me to have serious concerns about their leaders and culture, and even their products to some extent, I know there are some wonderful people there whose desire it is to help others and serve Jesus. I still care about them and they are also on my mind when I speak up.

    • Thank you Melissa. I will be praying for you and your entire family. Much love to you!

      BERNADETTE

      • Melissa,

        I’m truly heartbroken for all those involved. I love the information and the tools that Ramesy Solutions offers.. I’m praying for all of you. All of you are children of Jesus Christ.

        The devil is liar and he hates the establishment of marriage between a man and a woman. I rebuke him in the name of Jesus.

        As a married woman being married for 20+ years, I know how hard it is to maintain balance in a marriage. Hurting people hurt people, I pray that the Lord Jesus Christ heals your mind, body, soul and your spirit. As believers it’s hard to understand why bad things happened to good people.

        I’m praying for Chris too. Lord you know his heat and mind and you are the only one who can bring restoration and peace to this situation. I pray that this family Lord will become stronger and you will get the the glory from it. Can dry bones live again? Yes they can.

        My Lord and Savior Can do all things. What is impossible for man is possible for God.

        Lord, your word says that we should proclaim that we are strong in our weakness. I proclaim! Lord. Help this family during this time of difficulty.

        The blood of Jesus cover all involved. Lord this situation belongs in your hands.

  • You are so amazing. I am hopeful for Ramsey repentance also as learning of this hurt how I felt about Dave Ramsey. Dave has done well of sharing his past mistakes to the benefit of millions of other people and I hope this situation can be no exception to that. Appreciate how you have taken the high road and done what is best and sorry for the pain you have had over this.

  • I keep you and your sweet sons in my prayers. My whole image of Dave Ramsey has changed learning all you went through. You are strong Melissa and I know you keep your head held high. God is watching over you!!!

    • Hi Kelley! I know your own walk is challenging in its own ways. Thank you so much for staying in touch. I would love to catch lunch when covid is over.

  • Wishing you peace and light, Melissa. Your strength has impressed me ever since you served as one of the Nashville Nine in 2000.

  • Melissa,thank you for your testimony and clarity. Countless hearts are grieved in hearing this small glimpse of what you have been through, and many appreciate your sharing your story. We cannot understand the depth of your pain, but know you are in the thoughts and prayers of people who will never know you. Stay strong in heart and faith. You are a special person. God bless.

  • Stand tall, Melissa. From your initial statement and this update it is clear that you're a solid Woman of God and He alone will get you through this. I wasn't aware of you until today (Youtube, enough said) however I'm moved by how you're standing in this trial. All the best to you from London, Marie.

    • God has been so faithful throughout this entire process and my life. It is me who still often fails him. I am humbled that he continues to carry me, day after day.

      • Hi Melissa this is a Melissa also. I know it was tough initially. A feeling back then of is this real or am I imagining it... too bad it was not imagined, of how some people who do not tell you what you need to hear at the time, can make you feel as if your so alone.
        A lot of people saddly to say go through this when the strength should have came from those who were hiding the truth from you should have gave you the strength to help you through. Also comes the feeling of having those whom you should have been able to trust to come forward at the time instead of letting things linger thinking it would change somehow.
        When alone and your mind is unoccupied glimpses of the past can creep up and then you get this uhuh thought and feel down like you had blinders on before and wanted to believe and trust in what was not real for the sake of love. I have been there. It took a lot of time to forgive my self for being a fool. It happened one day when I finally discovered that it was not me who was the fool. I trusted when I should have, I believed when I should have and loved when I should have and had nothing to forgive myself for. But then came the thoughts of how I could have believed trusted and loved, then I knew I was being hard on myself. Why do a lot of us self blame? I know why it is because our hearts still want to love, believe and trust.
        I have a hard time with most of these things but one thing is for sure. I know my Lord is with me and I am not ever alone. I can love believe and trust in HIM today tomorrow and always.

  • Melissa,

    Thank you for sharing your side of the story. I've been following Chris particularly for the last year, and was shocked to see all this.

    I'm glad you've at least been able to share your side of the story, and expose how twisted the Ramsay cult is. While the financial advice is good, it seems the leadership absolutely isn't.

    I'm thankful that, while I'm no longer subscribed to anything connected to them, I've at least found you to replace them with.

    • You are so kind. I truly wish no ill will to the people at RS, and in fact, care deeply about many of them. But I also believe that sunlight is the best disinfectant (Justice Brandeis).

      • "sunlight is the best disinfectant". Beautiful!!

        Hi Melissa, I just learned of you today and the heavy hardships you have had to endure. I am happy for you that this is out in the open. My mom lived with abuse for many years and hid it, which only made her physically ill.

        It appears your perseverance and focus on the love you have for your boys is winning. Keep taking good care of YOURSELF and your beautiful boys.

        Wendy

  • Keep staying close to Christ. Those of us who have lived here for 15+ years know this local Christian drill. We have too many walking wounded Christians here that were wounded by other Christians inside and outside the church. It’s at best, arrogance, at worst, false and cloaked shepherds and teachings. God is with you and is near to the broken-hearted. This is just the tip of many icebergs there as well as much pride coming before a fall. When grace ceases to be given by those that need it most, you know God isn’t truly in their hearts like He should be. And that’s really the heart of this matter is hearts.

    • Thank you for your words. The reality of “wounded resisters” from A Church Called TOV (McKnight/Barringer) is so true, as it appears you know.

  • Praying for safety & comfort for you and your children (and that you all will still be able to have health coverage, especially your little one with extra needs).

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Melissa

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